Liberty Credit Services
AI-powered credit repair - serving pennsylvania
Bad Credit Is Holding You Back.
Let's Fix That!
Get a free credit assessment and find out exactly what's dragging your score down - and what we can do about it.
Does this sound familiar?
Got turned down for a car loan - or stuck with a high interest rate
Can't qualify for a mortgage or apartment
Errors or inaccurate information dragging your score down
Score stuck under 600 with no clear path forward
Don't worry, we can help!
How it works - From assessment to results, we handle it!
1
Free Credit Assessment
We review your situation at no cost - no commitment required
2
AI Audit Of All 3 Bureaus
We scan Equifax, Experian and TransUnion for wrong dates, incorrect balances and duplicate accounts
3
Custom Dispute Letters Sent
Personalized letters referencing FCRA and FDCPA - Mailed directly to the bureaus on your behalf
4
Monitor, Respond and Repeat
Bureaus have 30-45 days to respond - we review every response and keep disputing until your report is clean
60-120 Days
Typical timeframe to see real results
All 3 Bureaus
Equifax, Experian and TransUnion disputed simultaneously
10+ Years
Liberty Credit Services LLC Established 2014
Two Ways To Work With Us
Both start with a free assessment. Pick the level of support that fits your budget.
Entry Level
$29/mo
AI dispute letter templates
Step-by-step video walkthrough
Private member support group
Bureau mailing address guide
Upgrade to full service anytime
No contracts - cancel anytime
Most Popular
$99/mo
We pull audit and dispute your report
Custom letters mailed to all 3 bureaus
Automatic text and email updates
Monthly check-in to plan next round
You do nothing - we handle it all
No contracts - cancel anytime
STILL NOT SURE?
Frequently Asked Questions
Common questions before signing up
Q1: Can you guarantee my score will go up?
No - and anyone who promises a specific number is lying to you. We identify and dispute inaccurate, unverifiable, or outdated items on your report. When bureaus remove them, your score typically improves - but we can't control what the bureaus decide.
Q2: How long does it take to see results?
Most clients begin seeing changes within 60-120 days. Bureaus have 30-45 days to respond to each dispute round. We keep disputing until your report is as clean as legally possible.
Q3: Can you remove accurate negative items?
No. Federal law prohibits removing accurate information. We dispute items that are inaccurate, outdated, unverifiable, or reported incorrectly - which is far more common than most people realize.
Q4: When do I get charged?
Your first charge comes after your first 30 days of active service - required under Pennsylvania law. After that billing is monthly on the same date.
Q5: Is my personal information safe?
Yes. All client data is stored in encrypted secure software. We never share your information with third parties and never store sensitive data like your SSN in emails or unprotected systems.
Take the first step
Ready to find out what's hurting your score?
Get your free credit assessment today - no commitment, no cost, response within 24 hours.
Innovation
Secure & Confidential
Fresh, creative solutions
Your data is always encryped
Integrity
No commitment required
Honesty & transparency
Start with a free assessment
Excellence
Response within 24 hrs
Top-notch services
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COMPANY
CUSTOMER CARE
LEGAL
Credit repair results vary by individual. We cannot guarantee a specific credit score increase or the removal of accurate negative information. Liberty Credit Services LLC is bonded per the Pennsylvania Credit Services Act. We are not a law firm and do not provide legal advice.
Copyright 2026. Liberty Credit Services LLC. All Rights Reserved.